Repozitoriul Instituțional al Universității de Stat din Moldova (RI USM)
Repozitoriul Instituțional al Universității de Stat din Moldova (RI USM)
Institutional Repository of Moldova State University (IR MSU)
- Repozitoriul Instituțional al Universității de Stat din Moldova reprezintă arhiva digitală cu acces deschis a rezultatelor cercetărilor științifice și științifico-didactice efectuate în cadrul universității. Conținutul arhivei este multidisciplinar și include lucrări din domeniile științelor exacte și socio-umanistice.
- The Institutional Repository of the State University of Moldova is an open access digital archive of the results of scientific and scientific-didactic research carried out within the university. The archive's content is multidisciplinary and includes works from the fields of exact sciences, social sciences and humanities.

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Item type: Item , Economic implications and strategic development perspectives of distance learning in the Republic of Moldova [Articol](Universitatea de Stat din Moldova, 2026) Gavrilaș, Natalia; Marczak, Łukasz; Osoianu, AlexandrinaPurpose of the article: This article examines distance learning, emphasizing how this form of education supports the efficient use of institutional resources, broadens access to higher education, and contributes to the preparation of human capital for the contemporary economy. Methodology:The research is based on an analysis of the specialized literature and a comparison of international practices regarding the digitalization of higher education. At the same time, it examines the challenges and opportunities generated by this process, with particular reference to the realities of the Republic of Moldova. Conclusions: The findings indicate that distance learning generates economic benefits by reducing costs and increasing organizational flexibility, while also offering long-term advantages by strengthening digital skills, enhancing academic mobility, and improving labor market competitiveness. Nevertheless, sustainable implementation requires consistent investments in infrastructure, the development of digital resources, and teacher training. Originality: The study provides a perspective tailored to the context of the Republic of Moldova, where digital university education is still in an early stage, and argues that its adoption may serve as a strategic driver for educational modernization and national economic development.Item type: Item , Sustainability reporting standards as a tool for strengthening corporate responsibility [Articol](Universitatea de Stat din Moldova, 2026) Zaharco, Silvia; Petreanu, ElenaPurpose of the article: The article investigates the role of sustainability reporting standards as a tool for strengthening corporate responsibility. It aims to highlight how these standards enhance transparency, accountability, and the communication of economic, social, and environmental impacts of organizations. The study focuses on the most recognized international standards, such as GRI, and examines their relevance in improving stakeholder’s confidence and overall organizational efficiency. Methodology: The research is based on a documentary analysis of existing sustainability reporting standards, comparative evaluation of their applicability, and review of recent literature and studies on sustainability reporting practices. The methodology includes identifying key criteria, evaluating differences and complementarities among standards, and assessing trends in adoption across various regions. Conclusions: Adopting internationally recognized sustainability reporting standards enables organizations to present their environmental and social impact transparently and coherently. This improves comparability and accessibility of data for stakeholders, supports strategic decision-making, and enhances organizational performance. While challenges exist, such as data collection and adapting to evolving regulations, sustainability reporting remains a fundamental tool to promote responsible corporate behavior. Originality: The article offers a comprehensive view of the opportunities, challenges, and strategic benefits of sustainability reporting standards, emphasizing their evolving role from voluntary initiatives to standardized practices. It contributes to the literature by systematically analyzing the differences and complementarities among standards and their practical implications for corporate responsibility.Item type: Item , Analysis of the financial stability of the insurance industry through the lens of innovative processes [Articol](Universitatea de Stat din Moldova, 2026) Labliuc, SveatoslavPurpose of the article: The article aims to analyze the impact of innovation processes on the financial stability of the insurance market in the Republic of Moldova during 2010–2024, using specific performance and sustainability indicators. It examines how technological and structural transformations influence the efficiency and resilience of insurance companies with in the national financial system. Methodology: The research applies statistical and correlation analysis to assess the relationship between the degree of innovation and the level of financial stability in the insurance sector. The study relies on sectoral data, performance indicators, and analytical interpretation of the trends observed during the analyzed period. Results: The findings show that innovation functions as a stabilizing mechanism in the financial sector, positively influencing performance, solvency, and sustainability indicators of insurance companies. The development of innovative products and digital transformation contributes to strengthening the overall resilience of the Moldovan insurance market. Conclusions: The study concludes that promoting innovation is a strategic direction for consolidating the financial stability of the insurance industry and modernizing the national financial system. Originality: The originality of the article lies in its integrated approach that links innovation dynamics with financial stability indicators in the Moldovan insurance market, offering a new analytical perspective on the role of innovation as a driver of resilience.Item type: Item , The impact of ai on translating culture-specific items [Articol](Universitatea de Stat din Moldova, 2026) Cupcic, SilvianaThe rapid integration of artificial intelligence (AI) into translation practice has radically transformed the production and evaluation of translated texts. Although AI tools frequently generate fluent and grammatically acceptable translations, their ability to translate culturespecific items (CSIs) remains problematic due to cultural incongruity and conceptual nonequivalence between languages. This study investigates the impact of AI on translating Romanian CSIs from tourism texts into English. The aim is to identify the main types of Romanian CSIs occurring in authentic tourism texts and to analyse the accuracy of translation variants provided by the AI tool - Perplexity and machine translation tool - Google Translate when rendering these CSIs into English. Our main hypothesis is that AI provides acceptable translation equivalents in most cases, yet it fails when CSIs should be translated. The comparative analysis of Perplexity AI and Google Translate versions highlights a considerable difference as to the accuracy and quality of translation. The study confirms the continuing necessity of human post-editing in culture-sensitive translation tasks, in particular when applying Google Translate, whereas Perplexity proved to be more efficient and reliable.Item type: Item , The particularities of using blockchain in banking [Articol](Universitatea de Stat din Moldova, 2026) Luchian, Ivan; Brumă, InesaPurpose of the article: The purpose of this study is to analyze the technological, functional, and strategic aspects of blockchain implementation in the banking sector, with a focus on its impact on operational efficiency, transparency, and security of financial transactions. The paper also examines issues of regulation, scalability, and sustainability accompanying the integration of blockchain into commercial banking activities. Methodology: The research is based on a qualitative analysis of contemporary academic publications, institutional reports, and expert assessments from international financial organizations and consulting firms. Comparative, analytical, and generalization methods were applied to identify the advantages, limitations, and prospects of blockchain use in banking practice. Conclusions: The results indicate that blockchain technology provides significant advantages for digital banking: increased transparency and data integrity, reduced transaction costs, faster settlements, and improved compliance with KYC/AML standards. At the same time, substantial implementation barriers remain, including high investment costs, technological complexity, and regulatory uncertainty. Originality: This study contributes to understanding how blockchain can transform traditional banking systems in the Republic of Moldova and beyond, offering practical recommendations for policymakers and financial institutions regarding the sustainable integration of digital technologies.