METODE DE ANALIZĂ A SOLVABILITĂŢII SOLICITANŢILOR DE CREDIT

Abstract

This study is devoted to research the particularities of crediting activity in commercial banks of the Republic of Moldova, especially the economicfinancial and non-financial aspects of the solvency of credit borrowers. The actuality of the subject is determined by the need for a more cautious analysis and monitoring the solvency of potential borrowers, from banks, for the credit risk to be detected before the loan is granted because one of the problems faced by financial institutions in current economic conditions is the inability of customers to honor its obligations at maturity.