Facultatea de Ştiinţe Economice / Faculty of Economic Sciences

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Author: search.filters.author.Luchian, IvanSubject: search.filters.subject.bank

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    The evolution trends of the payment system in the Republic of Moldova
    (CEP USM, 2024-10-24) Luchian, Ivan; Filip, Angela
    The payment system is a complex of mechanisms designed to carry out the clearing and settlement of monetary transactions and other financial transactions. It contains a set of arrangements regarding the satisfaction of obligations assumed by payers and provides for the use of payment instruments. The article aims to analyze the payment systems and it’s evolution trends in the fast changing digitization era.
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    EXPLORAREA METAVERSE ÎN SCOPUL DEZVOLTĂRII ACTIVITĂȚII BĂNCILOR COMERCIALE
    (CEP USM, 2024-11-07) Luchian, Ivan
    Examining metaverse, we refer to a virtual world in which users are represented by avatars and interact, as a rule, in 3D, being in social and economic connection. The objectives of the research consisted in determining the essence of the metaverse and the opportunities for the development of banking activities within it. Observation, analysis and synthesis were applied as research methods, with the views of experts in the metaverse sphere as the object of study. Banks have some important opportunities to invest and participate in the metaverse. The areas of banking in the metaverse space are the following: creating virtual banking subdivisions, banking with digital wallets, providing immersive customer services, working with digital assets, promoting financial education. The banking metaverse ecosystem contains several stakeholders, technologies and services, the functioning of which depends on the quality of the banking services provided.