2. Articole

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    Managementul riscurilor în sectorul asigurărilor
    (Performantica, 2021) Botnari, Nadejda; Botnari, Veaceslav
    In the current economic-social, political and pandemic context, the emergence of new risks and uncertainties with serious consequences on all areas of activity is inevitable. As a result, risk management has become an imperative and a major concern of the financial management of all entities, regardless of the type of activity.In this paper, the authors aim to address the specific forms of risks related to the insurance activity, to address the managerial process of identifying and monitoring the risks specific to insurance companies.
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    CORRELATION BETWEEN RISK-TAK ING AND RISK-AVERTING BEHAVIOR DURING THE WHITE-COLLAR CRIME PERPETRATING: EMPIRICAL FINDINGS FOR MOLDOVA AND ISRAEL
    (CEP USM, 2016) Gîrla, Lilia; Rub, Iacob
    This article constitutes an independent scientific research in Criminology. Especi ally, authors have done their best to explain and to prove the correlation between risk-taking and risk averting behavior during the white-collar perpetrating. Authors have demonstrated that risk is not only a probability of losses but also forms a threat of unpredictable development of events. As a consequence, when a person avoids risking it is also a risk because there appears a great likelihood of undesirable expansion of events outside the risk. New theoretical concepts are formulated on the base of empirical findings obtained from the correlation of the personality traits (Extroversion, Agreeableness, Neuroticism, Openness and Consciousness) in male and female white-collar offenders predisposed to risky decisions in business administration because such decisions are based on intuition and there is detected a deficiency of reasonability. By means of empirical research based on psychological experiment and sociological interview of the white-collar offenders and the control groups there have been proved that inclination to risk being a quality of a person (a personality trait which is expressed in a permanent tendency to use new possibilities) in some cases can indicate to a propensity of a person to commit white-collar crimes.